Definance

Ah! IT budgeting and forecasting … the backbone of financial security for both persons and economic units. But let’s face it, trudging through spreadsheets and financial language can be a bit frustrating especially if you think of a marathon on a quicksand. Do not worry, Americans! This article lists some of the best business budgeting and forecasting tools available in the United States. Understanding budgeting and forecasting for Beginners (and Beyond): Mint (Free): A user-friendly app that is integrated with your bank accounts & automatically classifies transactions; great for seeing how money is spent & setting budgets. YNAB (You Need a Budget — Paid): A distinct budgeting app which works by allocating every dollar you make to specific goals; helpful when getting out of debt or saving up for a fantasy holiday. Personal Capital (Free): It’s more than just creating budgets. There are also facilities for investment tracking, net worth monitoring, and retirement planning m...